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But depending on your situation and what kind of loans you have, you might be eligible for a different repayment plan or to get your loans forgiven.
And ,when it comes to qualifying for these programs, there’s nothing a private company can do for you that you can’t do yourself for free.
In addition, many states and colleges use your FAFSA data to determine your eligibility for state and school aid.
Some private financial aid providers may use your FAFSA information to determine whether you qualify for their aid. When you fill out your FASFA, you will also create an FSA ID.
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Some companies promise to help reduce student loan debt, but there’s nothing they can do for you that you can’t do yourself for free.
And some of the companies that promise student loan debt relief are scams.
It’s illegal for companies to charge you before they help you.
To explore your options, contact your loan servicer directly.
If you don’t know who your private student loan servicer is, look at a recent billing statement.